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2004 Annual Report > Southwest > Arrowhead Community Bank
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Focus on What Will Be
In 2004, Arrowhead experienced double-digit growth in assets, deposits and loans. Paralleling the growth of the West Valley, Arrowhead’s residential mortgage division led the way with over $40 million in residential loans.

Currently, West Valley communities account for 36 percent of the population in Maricopa County. In five years, it is projected the West Valley will house 40 percent of the county’s population. This growth means new homes will be built and new businesses will be launched. People bank where they live and businesses prefer to bank locally, boding well for Arrowhead as it is situated in the heart of the West Valley and well positioned to capitalize on the local growth.

The staff understands the bank’s success depends on the success of the community, and as such, is committed to providing quality, high-value services and products, while embracing a culture of service and volunteerism.

“During the last 12 months, I’ve witnessed a maturation of leadership, teamwork and pride at Arrowhead Community Bank. Our leaders, lenders and client service group are professional, innovative and responsive to our clients, the community and shareholders. I’m truly proud of everyone and look forward to a great 2005.”

- Dennis Landauer, CEO, Bank Director
In 2004, Arrowhead Community Bank was named as a recipient of the Governor’s Volunteer Service Award. This award recognizes individuals, groups and businesses that have made a significant contribution to Arizona’s communities through service. The purpose of the award is to build an ethic of service and volunteerism by working in partnership with public and private organizations to recognize volunteer efforts that strengthen communities and improve the quality of life for Arizonans.

Do not just focus on the present … focus on what will be.

Arlene Kulzer
President & CEO


Arrowhead Community Bank
7235 North 75th Avenue Suite B100
Glendale, AZ 85308
623-776-0800

www.arrowheadcommunitybank.com

Founded: September 21, 2000


Board of Directors
Shelley L. Bade
RPA, Principal
The Bade Companies

W. Patrick Daggett
CPA
Daggett McConachie &
Moore, CPAs, LLP

Michael J. Devine
Attorney at Law

Richard J. Hilde
Owner & CEO
EPW, Inc.
Michael L. Kasten
Managing Partner
Kasten Investments, LLC

Arlene Kulzer
President & CEO
Arrowhead Community Bank

Dennis E. Landauer
CPA, Managing Director
American Express Tax &
Business Services

James J. McCue
Aviation Consultant
Sherwin Industries
Terrance C. Mead
Attorney at Law
Mead & Associates

Gloria M. Munoz
Director of Housing Programs
NFWSC

John C. Ogden
CEO
SunCor Development Company

Carol A. Poore
Vice Provost
Arizona State University West
Richard A. Shelton
Executive Director
West Valley Symphony

Stephen D. Todd
Director of Bank Performance
Western Regions
Capitol Bancorp Limited
Officers
John C. Ogden
Chairman

Michael L. Kasten
Vice Chairman

Dennis E. Landauer
Chair, Directors
Loan Committee


Arlene Kulzer
President & CEO
James J. McCue
Secretary

Amy Lou Blunt
Executive Vice President & CCO

Deborah M. Charlesworth
Senior Vice President

Barry S. Edwards
Senior Vice President
William H. Smith
Senior Vice President

Belinda Blades-Keckler
Vice President

Ursula L. Jackson
Vice President

Mary Catherine Mireles
Vice President

© Copyright 2005 Capitol Bancorp Limited