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2004 Annual Report > Great Lakes > Kent Commerce Bank
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Friendly, Trustworthy and Efficient
As a banker of 22 years in the West Michigan market, I am pleased to apply my knowledge of the financial history of this region and assist Kent Commerce Bank with its plans for growth. This opportunity to expand on the recent successes created by Bill Young and Kent’s excellent staff is appreciated. The board of directors has created a perfect occasion to launch our strategic plan for 2005.

Our team of experienced commercial and mortgage lenders are now poised to expand our strong and stable customer base while the entire staff upholds the Kent Commerce tradition of supplying excellent service tailored to meet the specific needs of each customer.

“Kent Commerce Bank has provided exceptional service to me and my business. It’s the little things that make a big impression: My banker delivers a customer’s check right to my office, the staff is always courteous, and my loan officer takes care of all the details in an efficient manner. The staff is friendly, trustworthy and efficient. They understand the importance of long-term relationships.”

- Kevin Einfeld, Bank Director
Being a community bank is a big plus with small businesses in this vibrant and savvy West Michigan market because we’re a small business, too. We sincerely want to help our customers achieve the American Dream and they understand their business is important to our success as well.

So as we expand our share of the West Michigan market, we are going to continue to deliver results for our customers, while reaching out for new business from those prospects that share our entrepreneurial spirit. We have a strong professional staff and we plan to maintain our bank’s track record of quality growth for years to come.

Mark J. DeWitt
President & CEO


Kent Commerce Bank
4050 Lake Drive SE
Grand Rapids, MI 49546
616-974-0200

www.kentcommerce.com

Founded: January 12, 1998


Board of Directors
James M. Badaluco, SIOR
Executive Vice President
S. J. Wisinski & Company

Paul R. Ballard
Retired President & CEO
Portage Commerce Bank

John T. Barbour
President
Central Michigan Paper Company

Robert E. Bruggink, PE
President
Moore & Bruggink, Inc.
Sharon M. Buursma
Retired

Mark J. DeWitt
President & CEO
Kent Commerce Bank

Kevin J. Einfeld
President
BDR Executive Custom Homes, Inc.

Gary D. Hensch, CPA
President
Redstone Group, Inc.
R. Ted Hudson
Owner
Prestige Property, Inc.

Harold A. Marks, CPA
Partner
Prangley Marks, LLP

Calvin D. Meeusen, CPA
Managing Partner
Calvin Meeusen Company, CPA, PLLC

Valerie R. Overheul
President & CEO
Summit Training Source, Inc.
Bruce A. Thomas
President, Eastern Regions
Capitol Bancorp Limited

Mary L. Ursul
Vice President
Professionals Direct, Inc.

Michael C. Walton
Attorney at Law
Rhoades, McKee, Boer,
Goodrich & Titta

William H. Young
Executive Vice President
Kent Commerce Bank
Officers
Michael C. Walton
Chairman

Paul R. Ballard
Vice Chairman

Mark J. DeWitt
President & CEO

Kevin J. Einfeld
Secretary

William H. Young
Executive Vice President
Sandra L. Bloem
Vice President

Michael P. Boelens
Vice President

John J. Coder
Vice President

Linda S. Crawford
Vice President
© Copyright 2005 Capitol Bancorp Limited