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2004 Annual Report > California > Point Loma Community Bank
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Preserving a Rich Heritage
When Point Loma Community Bank debuted on August 2, 2004, the Point Loma community welcomed something that had been missing for years – a locally-managed community bank. Our grand opening event this past September was a huge success and we are off to an excellent start.
“Our hometown bank will succeed because it has a staff and board dominated by experienced, local professionals who understand the rich heritage of our citizens and the businesses that serve our community.”

- Harold O. Grafton, President, Cement Cutting, Inc.
We exceeded all of our goals for 2004. We grew both the loan portfolio and deposits to respectable levels. We expanded our banking services to include mortgage and Small Business Administration (SBA) lending, and have added experienced loan officers in both areas.

Our veteran staff is composed of Point Loma financial services leaders with over 250 years of collective banking experience. We live here and understand the community. Our board of directors is made up of business leaders from the industries that make our community strong.

In 2005, we are focused on building our SBA lending and mortgage business as we grow a strong and diverse commercial loan portfolio.

Community commitment is of utmost importance to the staff at Point Loma Community Bank. We are involved in many organizations created for our Portuguese neighbors and the sport fishing community. We are active with the Peninsula Chamber of Commerce, Point Loma Association, Point Loma YMCA, and the Combined Health Agencies, a federation of 27 health agencies that partners with the United Way.

Our board and staff are committed to providing Point Loma and the surrounding areas with the best banking services possible while supporting many community activities large and small . . . including our local little league team.

Anthony D. Calabrese
President


Point Loma Community Bank
1350 Rosecrans Street
San Diego, CA 92106
619-243-7900

www.pointlomacommunitybank.com

Founded: August 2, 2004


Board of Directors
Scott R. Andrews
President & COO
First California Bancorp

Gregg W. Beaty
D.M.D.

Anthony D. Calabrese
President
Point Loma Community Bank

Arthur DeFever
President
DeFever Marine Enterprises
William T. Fiedler
President
Fiedler Construction Company

Harold O. Grafton
President
Cement Cutting, Inc.

Theodore Griffith
President
Pacific Tugboat Service & Pearson Marine Fuel
Marcia Haas
Real Estate Broker & President
Professional Property Management

John S. Lewis
President, Western Regions
Capitol Bancorp Limited

Julius S. Paeske
President
Commercial Facilities, Inc.
Mark A. Winkler
Broker Associate
Prudential Realty
Officers
John S. Lewis
Chairman

Anthony D. Calabrese
President

Gary A. Housman
Executive Vice President & Secretary

Hector Zatarain
Executive Vice President
Millie M. McKibbin
Vice President

Leticia Trujillo
Vice President

© Copyright 2005 Capitol Bancorp Limited