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2004 Annual Report > Southwest > Sunrise Bank of Arizona
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Flexibility to Endure Change
“The success of Sunrise Bank is attributed to outstanding leadership. We have the flexibility to endure change while always focusing on enhancing customer relationships. This has made our bank consistently profitable.”

- Michael R. Allen, Bank Director
Sunrise Bank of Arizona experienced a record-setting year in terms of loan growth, profitability and expansion of customer relationships. Our team of banking professionals is committed to servicing our customers.

We understand that people bank with people and not necessarily a particular financial institution. That’s why our dedicated and talented staff goes above and beyond the call of duty to deliver the highest level of customer service to “bring the relationship back to banking.” We are optimistic about 2005 and will make every effort to reach each and every client in our market.

We continue our focus on serving clients with real estate lending needs. Through residential lending, conventional commercial lending and Small Business Administration (SBA) lending, Sunrise Bank of Arizona customers benefit by dealing with a community bank that understands the local market.

Sunrise Bank of Arizona has also been a good steward of the community. Our employees volunteered time and resources to support the efforts of Junior Achievement and the Arthritis Foundation.

In addition to our fine performance, our highlights include our smooth transition to a new management team and the expansion of our board of directors. Over the past year the bank welcomed five new board members. Collectively, the board is composed of individuals from different disciplines, and this cross-section of the business community helps the bank to respond timely to various matters, including customer loan inquiries.

Michael S. Morano
President & CEO


Sunrise Bank of Arizona
4350 East Camelback Road Suite 100A
Phoenix, AZ 85018
602-956-6250
Scottsdale Location
6263 North Scottsdale Road Suite 100
Scottsdale, AZ 85250
480-624-2600

www.sunrisebankofarizona.com

Founded: December 16, 1998


Board of Directors
Michael R. Allen
President
Sureway Properties

Thomas W. Beal
Principal & Owner
Beal Insurance Inc.

Michael J. Devine
Attorney at Law

Brian K. English
General Counsel
Capitol Bancorp
Limited
Richard E. Garcia
President & Designated Broker
Garcia Realty Advisors, Inc.

Michael L. Kasten
Managing Partner
Kasten Investments, LLC

John S. Lewis
President, Western Regions
Capitol Bancorp Limited
Glen M. Lineberry
Director
Bentley Gallery

Richard Lustiger
General Counsel
Harkins Theaters

Michael S. Morano
President & CEO
Sunrise Bank of Arizona
Officers
John S. Lewis
Chairman

Michael J. Devine
Vice Chairman

Kathleen M. King
Secretary

Michael S. Morano
President & CEO
Tyronne D. Couch
Vice President

Mark C. Handgis
Vice President

Cynthia J. Heaps
Vice President

David W. Tracy
Vice President
Mary S. Madison
Vice President

© Copyright 2005 Capitol Bancorp Limited