Capitol Bancorp Limited
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2004 Annual Report > Great Lakes > Ann Arbor Commerce Bank
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Leading the Way
Ann Arbor Commerce Bank’s team is celebrating the bank’s 15th anniversary this year. This milestone provides our directors, officers and employees with another entrée for telling our story to clients and prospective clients in this vibrant, major university community. We have built a great bank by delivering the best in client services and, adherence to that standard will help us continue to fulfill our mission.
“We have had a family business for 48 years and have been a bank customer since 1993. We enjoy Ann Arbor Commerce Bank because the bank has personality. The staff is easy to work with and they always take care of us and satisfy our needs. They are very accommodating.”

- Joseph Grammatico, CEO, Master Key Northern
Our focus is on customer retention, enhanced relationships with core customers, expansion through new business development and increased community involvement, an area in which we have always been strong.

Integral to both retention and development is our trust and investment services, which generated record income in 2004. John Nixon III, a key member of our bank’s executive team, heads this department. John was again named to the President’s Club of PrimeVest, our brokerage services provider. Only 25 people receive this honor nationwide. With a strong commitment to community involvement, John recently joined the board of the Home Builders Association of Washtenaw County and chairs the Education Foundation of Dexter, Michigan.

We salute our entire team for loyalty and leadership. Twenty-five employees have been with us for over five years and three have been here for over 10 years.

Our team anticipates another prosperous year in 2005 as we deliver the best in business and personal financial services to the Ann Arbor community.

Richard G. Dorner
President & CEO


Ann Arbor Commerce Bank
2950 State Street South
Ann Arbor, MI 48104
734-887-3100

www.annarborcommerce.com

Founded: October 1, 1990


Board of Directors
Richard G. Dorner
President & CEO
Ann Arbor Commerce Bank

Brian K. English
General Counsel
Capitol Bancorp Limited

James A. Fajen
Attorney at Law
Fajen & Miller, PLLC

James W. Finn
Chairman & CEO
Finn’s - JM&J Insurance
Agency, Inc.
H. Nicholas Genova
Chairman & CEO
Washtenaw News Co. Inc. and
H. N. Genova Development

Richard M. Greene
Consultant
Richard Greene Point
Training

Marilyn D. Katz-Pek
Managing Partner
Biotechnology Business
Consultants

James C. Keen Sr.
CEO
Cliff Keen Athletic
David W. Lutton
President
Charles Reinhart
Company Realtors

Fritz Seyferth
Principal
Fritz Seyferth & Associates

Carl Van Appledorn, M.D.
President & COO
Urological Surgery
Associates, P.C.

Warren E. Wright
Chairman & Partner
Renosol Corporation
Officers
James A. Fajen
Chairman

Richard G. Dorner
President & CEO

Warren E. Wright
Secretary

Clifford G. Sheldon
Executive Vice President
John J. Wilkins
Senior Vice President

Mary Hayes
First Vice President

Mary D. Gyorke
Vice President

Patrick J. McKeon
Vice President
Louise A. Morse
Vice President

John Nixon III
Vice President

James J. Plummer
Vice President

Bryan T. Singer
Vice President

Richard G. Tice
Vice President
© Copyright 2005 Capitol Bancorp Limited