2004 Annual Report > Southwest > Desert Community Bank

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In marking our fifth year of service last year, we feel our bank has hit its stride. We’ve established Desert Community Bank’s niche as an urban bank in downtown Las Vegas, providing a full slate of financial services to small businesses, manufacturers, contractors, builders, professionals and retailers.

We have earned a reputation as a bank with integrity, staying power and innovative and friendly client services. Our clients are our best advertising.

“Desert Community Bank financed the $3 million construction of my new dealership, Norm Baker Motors, in Las Vegas. It was probably the easiest banking transaction I’ve ever experienced.”

- Heath Caldwell, Norm Baker Motors

For instance, our bank was ranked ninth in U.S. Small Business Administration (SBA) 7(a) lending in Nevada for fiscal year 2004, according to the Nevada SBA Office. Government guaranteed loans provide another opportunity for the bank to help business clients achieve their dreams, while also reducing the bank’s exposure to risk.

We earned close to $100,000 in 2004 by going the extra distance in making equipment leasing services available to our clients when appropriate.

In the coming years, we plan to keep building on our success and increasing our client base as we grow our business lines.

Desert Community Bank is dedicated to strong client services in the tradition of personal banking.

James W. Howard
President & CEO