Capitol Bancorp Limited
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2004 Annual Report > Great Lakes > Detroit Commerce Bank
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Growing for Southeast Michigan
We are profitably growing Detroit Commerce Bank as we broaden our services to new markets throughout southeastern Michigan.

Through the hard work of our long-time employees as well as the significant contributions of new lenders, officers and bank directors, Detroit Commerce Bank achieved record earnings in 2004. The bank’s assets have grown significantly.

“Harold Curry attracted us to Detroit Commerce Bank and the staff’s personal touch and high level of service have exceeded our expectations.”

- Donald McCain, C P Investments, LLC
We have expanded our office by 1,200 square feet and enhanced our staff with the addition of veteran local lenders and support staff. We launched our residential mortgage department last year with two experienced lenders and we are one of two banks certified to lend to first-time home buyers in Detroit.

We have welcomed four new directors. They are Edward Deeb, Laura Pogue, Ph.D., and most recently Edward Tinsley and Gregory Kelser. Tinsley, vice president of corporate affairs for the Bing Group, is a former commercial lender and CEO of a major commercial services provider. Kelser is highly regarded throughout the state as a businessman, sports broadcaster and Academic All-American college athlete at Michigan State University, where he was the starting center on the 1979 NCAA Championship basketball team.

We are excited by our prospects. We plan to grow earnings by becoming more efficient while we increase our penetration into new markets. We will continually enhance our customer service with a full complement of competitively priced products and services. Meanwhile, we are emphasizing our community commitment by supporting more activities that benefit low-income home buyers, youth and other members of our community.

Harold G. Curry
President & CEO


Detroit Commerce Bank
645 Griswold Street Suite 70
Detroit, MI 48226-4011
313-967-9700

www.detroitcommerce.com

Founded: December 14, 1998


Board of Directors
Ralph J. Burrell
President
SymCon

Dr. Vivian L. Carpenter
President
Atwater Entertainment
Associates

Harold G. Curry
President & CEO
Detroit Commerce Bank

Donald M. Davis Jr.
Vice President & Chief Officer
Human Resources Support
Health Alliance Plan
Edward Deeb
President
Michigan Business
& Professional Association

Gregory Kelser
Broadcast Analyst
ESPN, Fox Sports Net

Laura A. Pogue, Ph.D.
President & CEO
Strategic Marketing
& Financial Resources, Inc.

Martha K. Richardson
President
Service Marketing
Specialists, Inc.
James F. Stapleton
President
B & R Consultants

Bruce A. Thomas
President, Eastern Regions
Capitol Bancorp Limited

Edward Tinsley
Vice President
The Bing Group, Inc.

Neal F. Zalenko
President & CPA
Zalenko & Associates, Inc.
Officers
Bruce A. Thomas
Chairman

Harold G. Curry
President & CEO

Donald M. Davis Jr.
Secretary

Mark V. McCulloch
Senior Vice President
Joyce A. Sutton
First Vice President

Valora L. Jackson
Vice President
© Copyright 2005 Capitol Bancorp Limited