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2004 Annual Report > Great Lakes > Macomb Community Bank
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Gaining Momentum
With the momentum gained by business development and community involvement in 2004, the management and staff at Macomb Community Bank look forward to greater profitability in 2005.

We have greatly improved the overall awareness of the bank in all sectors of the Macomb community over the last few years. Our staff is active in the business and residential segments, as well as with local government, colleges, public schools and retirees.

In 2004, we sponsored community breakfast meetings where local government representatives in Macomb County were able to communicate directly with constituents and businesses. For the third year in a row, we also sponsored a popular economic luncheon speaker series, which was well attended by existing and potential clients.

Enhancing our community commitment further, we are also offering financial education programs for interested people in our area, as well as residential mortgage classes for first-time home buyers.

We also enhanced our bank board last year by adding two directors who are leaders in their professions: attorney Peter J. Lucido and hospital executive Barbara W. Rossman.

Local residents, businesses and the media, we find, are receptive to a bank that is based in the heart of their community. Our staff and members of our board of directors are from the community and have the township’s best interests in mind.

We are eager to meet the challenges of growing our bank and increasing earnings through excellent customer service and traditional banking channels, as well as through government-guaranteed lending, Internet-based products and services, and trust and investment services. We will also maintain a high level of community involvement because Macomb is our community too.

Timothy J. Cuttle
President & CEO


Macomb Community Bank
16000 Hall Road Suite 102
Clinton Township, MI 48038
586-228-1600

www.macombcommunity.com

Founded: September 18, 1996


Board of Directors
Robert C. Carr
Vice Chairman
Capitol Bancorp Limited

Timothy J. Cuttle
President & CEO
Macomb Community Bank

Christina C. D’Alessandro
Vice President
Villa Custom Homes

James R. Kaye
President & CEO
Oakland Commerce Bank
David F. Keown
Certified Building Official
Washington Township

Dr. Albert L. Lorenzo
President
Macomb Community College

Peter J. Lucido
Attorney & Counselor at Law
Law Offices of Peter J. Lucido

Robert Pelachyk
Executive Vice President
& General Manager

Cross Huller - North America
Delia Rendon Martin
Co-Owner
Martin Enterprises

Barbara W. Rossman
President & CEO
St. Joseph’s Mercy of Macomb

Alphonse M. Santino, M.D.
Michigan Institute
of Urology, P.C.

John A. Serra
Real Estate Developer
John Serra and Associates
Bruce A. Thomas
President, Eastern Regions
Capitol Bancorp Limited
Officers
Robert C. Carr
Chairman

Timothy J. Cuttle
President & CEO

Christina C. D’Alessandro
Secretary

Frank J. Buscemi
Vice President
Kenneth O. Flynn
Vice President

Deborah S. Moser
Vice President
© Copyright 2005 Capitol Bancorp Limited