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2004 Annual Report > California > Napa Community Bank
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Positive and Profitable
The past year was remarkable for Napa Community Bank. We have enhanced our first-class staff with three highly qualified banking professionals in operations and lending -- Joen McDaniel, James Barrett and Vince Goetz.

Loyalty is at the core of our values and our team members display it daily. For instance, when a new community bank opened in our market recently, many of our employees were courted by the newcomer. I am proud to say that our team is intact.

For the second consecutive year, we held an extremely effective strategic planning session with our dedicated bank directors to identify strengths, challenges and opportunities, and to set goals and objectives for 2005. It is worth noting that we met or exceeded all of our objectives for 2004.

Our mission statement has three main components. The first is to exceed the service expectations of our clients and we are constantly striving to do that. At the request of our clients, we have launched a quarterly bulletin mailed to them with their bank statements.

“They are real people working with us as partners.”

- Michael Havens, Owner of Havens Wine Cellars

“We receive very personal attention.”

- Norm Alumbaugh, Owner of Eagle & Rose Winery

The second component of our mission is to enhance shareholder value. In 2004, we exceeded our net income goal significantly.

The third component is to be a valuable addition to the community we serve. Our directors and staff serve on the boards of some 30 nonprofit organizations. We also volunteer our time for fund-raisers.

In addition to fueling the local economy, we are making a difference in the lives of the people who call the Napa Valley home.

Dennis J. Pedisich
President & CEO


Napa Community Bank
700 Trancas Street
Napa, CA 94558
707-227-9300

www.napacommunitybank.com

Founded: March 1, 2002


Board of Directors
Kevin S. Alfaro
Partner
G & J Seiberlich
& Co., LLP

Scott R. Andrews
President & COO
First California Bancorp

Thomas M. Andrews
Owner & CFO
Andrews & Thornley
Construction, Inc.

Geni A. Bennetts, M.D.
Medical Consulting
Joseph P. Cristiano
Chairman
The MCM Group

Charles H. Dickenson
Partner
Dickenson, Peatman & Fogarty

William H. Dodd
General Manager
Napa County Board of Supervisors

Jeffrey L. Epps
President
Epps Chevrolet
Doug W. Hill
Vineyard Manager
Oak Knoll Farming, Inc.

Carlee S. Leftwich
Former Mayor
Yountville, CA

Harold D. Morrison
President
Bridgeford Flying Service

Betty L. O’Shaughnessy
Owner
O’Shaughnessy Estate Winery
John R. Pappas D.D.S., M.D.
Oral & Maxillo-Facial Surgery

Dennis J. Pedisich
President & CEO
Napa Community Bank

Salvador S. Ramos
Vineyard Supervisor
Jaeger Vineyards
Officers
Betty L. O’Shaughnessy
Chair

Geni A. Bennetts, M.D.
Vice Chair

Dennis J. Pedisich
President & CEO

Charles H. Dickenson
Secretary
Richard W. Hemming
Executive Vice President & CCO

Vincent R. Goetz
Vice President

Joen M. McDaniel
Vice President

Perry I. Teaff
Vice President
Advisor Director
Paul J. Krsek
Managing Partner
K & A Asset Management

© Copyright 2005 Capitol Bancorp Limited