2004 Annual Report > Southwest > Yuma Community Bank

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“We have a superb staff. From my contacts in the business community, I have never received anything but the highest praise for the service they received. Our customers appreciate the quick response time on their loan requests. Their needs are met promptly and courteously.”

- Pamela Walsma, Owner, Secretary of the Board

The Yuma area is outperforming the national average in long- and short-term job growth by 10 percent and 3.5 percent, respectively. For the second year in a row, the Milken Institute, a nonprofit independent think tank, ranked Yuma No. 6 among the nation’s smaller metropolitan areas on the list of America’s Best Performing Cities.

This parallels Yuma Community Bank’s growth in 2004. Our performance ratios were excellent and we achieved record earnings for the year as well.

Our community commitment is best illustrated by the work business development officer Jeff Byrd has done in bringing financial education seminars to over 1,000 students at Yuma-area junior and senior high schools. The Federal Deposit Insurance Corporation (FDIC) recognized our bank as a national success story on its web site for using FDIC curriculum in this meaningful community outreach program.

We expect more success and improved profitability in 2005. In mid-summer, we plan to relocate the bank to a new facility that will more than double our office space. Our clients and prospects have asked for drive-through banking and our new office will have that convenient feature.

The new office will solidify our place in the entrepreneurial fabric of the Yuma community. We are here to stay and grow with Yuma.

Katherine M. Brandon
President & CEO