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Bank of Auburn Hills debuted in mid-July with a team of experienced bankers dedicated to our success in our community. We depend on teamwork to achieve success, with each employee and board member contributing significantly.

We have a solid board of directors that consists of community leaders. Their referrals, contacts and oversight are key to achieving our growth objectives and crucial to our marketing strategy.

In September, our bank was featured in a story in the Detroit Free Press that highlighted a relationship we have with a local business owner. We know the entrepreneur well and that gave us the advantage over other banks. Our personal touch and extra effort earned us the opportunity to finance the complete remodeling of his restaurant.

We focus on building strong relationships with our customers. For example, we successfully structured a lending relationship for a well-known company in the area. Subsequently, the company has opened multiple accounts and became our first cash-management client. The company's managers have opened personal accounts as well and referred three other business opportunities to us. These valued customers recognize the benefits of a close relationship with our bank and we are proud to have them as customers.

As we look forward, we plan to build our permanent office this year at a strategic location from which we can grow. We plan to achieve significant performance results this year and will be adding to our commercial lending, residential mortgage and investment teams.

Through our customers, employees and board members, we are connected to the communities we serve. In turn, we aim to be the one bank they look to for financial solutions