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Our bank has excellent business relationships with the municipalities throughout Livingston County. We also sponsor, support and volunteer with numerous community agencies and nonprofits.

For example, a record $18,000 was donated to the local Gleaners Food Bank in the Birdie Day fundraiser we sponsored in November. We were honored to again be a United Way Pacesetter, as we kicked off the annual campaign with 100 percent employee participation for the ninth year in a row. The bank also joined the Hurricane Katrina relief effort when we helped support an employee's trip to the Gulf Coast to help family and neighbors.

Our officers are actively engaged in the community, supporting and serving on several volunteer boards and organizations, such as the local school board, the United Way, community education, Rotary Club, Home Builders Association of Livingston County, Chamber of Commerce and Brighton Center for the Performing Arts.

We have significant banking relationships with the area fire department, district library, Rotary Club, County Treasurer, and township and city governments. We also have a deposit relationship with every school in the Brighton area.

We deepen these relationships by hosting customer advisory and appreciation breakfasts where we receive input from these groups and other customers on products and services we provide. We have also hosted seminars and presentations on IRA-account benefits and identity theft awareness for local homebuilder, attorney and real estate associations.

Our community involvement enhances commercial banking relationships, creating added value for all - customers, employees, board members, shareholders and the community at large.