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Elkhart Community Bank completed its sixth year in business in 2005 with record earnings and substantial growth again in loans and deposits. We also finished the year with another remarkable achievement -- zero employee turnover.

That achievement is even more rewarding as our clients constantly praise our employees for their friendliness and helpfulness. Not only are our employees dedicated, they are good at what they do!

We have been providing a courier service to pick up and deliver transactions for our clients since we opened in 1999, but this past year we purchased a convertible Mini Cooper automobile, featuring the bank's logo in a modern exterior design. Our couriers enjoy driving our snazzy new car and our business clients get a kick out of seeing it cruising around the community as well.

Our staff members are committed to serving our community and our country. For example, we support student programs at Elkhart Schools, and contributed to hurricane relief efforts on the Gulf Coast. We have one employee who was a decorated fighter pilot during World War II and another who has a 25-year-old son serving in the military in Iraq.

These employees are excellent examples of the caliber of people we have working for us at Elkhart Community Bank. We take the time to greet our customers when they enter the bank. We stop what we're doing and talk awhile and we make certain they are satisfied with the service they received.

We are driven to serve Elkhart.