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LEADERSHIP BEGINS WITH OUR BOARD

Grand Haven Bank celebrated its 10th anniversary in 2005. Over the past decade we have earned the designation as the community bank in Grand Haven.

It is with outstanding customer service, great products and committed professionals that our bank has achieved a reputation for excellence, and last year we experienced growth on both the commercial and retail sides of the bank.

Our flexibility and interest in long-term relationships allowed us to add one of the area's premier real estate development companies as a customer in 2005. Personnel changes at the company's previous bank caused the company to consider a change. Our banking philosophy, flexibility and long-term outlook nicely complemented the company's goals.

Our staff is heavily involved with the community as well. After Hurricane Katrina last August, Grand Haven Bank offered to match up to $5,000 in local contributions to the relief efforts. Due to the generosity of our board members, staff and customers, we were able to raise nearly $30,000 for hurricane relief.

In 2006, Grand Haven Bank's experienced staff is poised to build on the growth achieved in our first 10 years. Our goal is to continue the growth in earnings, assets and market share while retaining our position as the community bank in Grand Haven.

Over the past two years, Grand Haven Bank has added several talented professionals to an already outstanding staff. These new employees are enabling us to focus on business development while maintaining our commitment to our existing customers. Our success has been made possible through the outstanding leadership of our Board of Directors.

Thomas A. Creswell, President & CEO



Grand Haven Bank | Thomas A. Creswell | President & CEO
333 Washington Avenue | Grand Haven, MI 49417 | 616-846-1930 |
www.grandhavenbank.com
Founded: May 1, 1995

Board of Directors
Jeffrey W. Beswick
Attorney at Law
Varnum, Riddering,
Schmidt & Howlett, LLP

Stanley L. Boelkins
Appraiser
Boelkins & Associates

Thomas A. Creswell
President & CEO
Grand Haven Bank

Lee W. Hendrickson
Chief Financial Officer
Capitol Bancorp Limited

Mark A. Kleist
Attorney at Law
Scholten Fant, P.C.
Steven L. Maas
President
Maas Asset Management, Inc.

Michael A. McKeough
President
McKeough Land Company Inc.

Calvin D. Meeusen
Certified Public Accountant
Calvin D. Meeusen, C.P.A., PLLC

Timothy S. Parker
Vice President of Operations
Harbor Industries, Inc.

James M. Van Dyke
President
The Abbit Management Corp.
Bernard J. Wade
President
Advanced Signs, Inc.

Gerald A. Witherell
Associate Broker
RE/MAX of Grand Haven
Officers
Gerald A. Witherell
Chairman

Calvin D. Meeusen
Vice Chairman

Thomas A. Creswell
President & CEO

Steven L. Maas
Secretary

Karen K. Benson
Vice President

Christopher P. Cassleman
Vice President
Douglas F. Jones
Vice President, CCO

Thomas R. Ladd
Vice President

Betsy S. Lobdell
Vice President

Sherry J. Patterson
Vice President


© Copyright 2006 Capitol Bancorp Limited