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One of our bank's finest attributes is our employees. Their experience, professionalism and commitment to teamwork and customer service are the added value our clients demand in their banking relationship. Our employees work hard and truly care about our clients, their fellow employees and the community in which we live and work.

The foundation of our bank is built on long-term associations. Not only have our employees worked together for many years, but they have continued to nurture customer relationships developed over the last 20 years - many of which existed prior to the bank's formation - that Kent Commerce is proud to recognize today.

We give abundantly of our time and resources to several community activities and charitable organizations, such as the Grand Rapids Youth Commonwealth, a youth outreach partnership with the City Police Department. Our commercial lender, Linda Crawford, serves on its board.

Our staff and bank always give generously to the local United Way. We supported the American Red Cross Hurricane Katrina relief effort. We sponsored a local family at Christmas through the D.A. Blodgett Home for Children, participated in a food drive for the South End Community Outreach Ministries and accepted community donations for the Toys for Tots program.

In 2005, we held two customer appreciation barbecues. On these occasions, our "family" grew as clients brought friends and associates to meet their business partners at the bank.

Through hard work and a focus on serving our clients, our bank experienced growth last year. This year, we want to accelerate that growth.

We want to grow our product delivery and client base, while enhancing the quality of service we offer clients. We are going to build on the relationships we have in the community, while we grow as individuals and as an organization.