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The past year was one of transition for Macomb Community Bank. Existing client relationships were tested with a complete makeover of senior management, including my transfer from Oakland Commerce Bank.

Serving on Macomb's board since the bank's inception allowed me the opportunity to utilize the familiarity between the board, senior management and employees already in place to ensure a smooth transition for both the bank and our customers.

The strength of Macomb Community Bank is the relationship between our customers and employees. I am pleased to announce that in spite of the many changes and with the dedication and cooperation of all involved, Macomb Community Bank successfully completed a seamless transition that maintained and emphasized the Capitol Bancorp philosophy of business which is a teamwork approach to building long-lasting beneficial relationships in the community.

Our Board of Directors is composed of prominent and award-winning members of our community who are instrumental in helping us meet the economic challenges of this market. Their experience in the business world is a source of information we draw upon to benefit our clients. Their success allows us the opportunity to help our neighbors affected most in these difficult economic times through the numerous charitable organizations we not only support financially but are actively involved in personally.

Macomb Community Bank is resolved to improving our relationship with the business community as well as the residents of Macomb County.

Community involvement, personal service and attention to detail are our priorities. We do banking the way it should be -- your way -- and we eagerly welcome the opportunity to work with you, your businesses and our community organizations to ensure the economic health of Clinton Township and Macomb County.