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OUR NEW BUILDING REPRESENTS SUCCESS

The management and staff at Muskegon Commerce Bank look forward to moving soon into our new 12,000-square-foot, two-story headquarters building, which is on a site next to our existing office. This will gives us room to grow, while also enhancing our image as a trusted financial institution serving the Muskegon area.

In preparing to construct the new building, we applied for and received a $250,000 small business tax credit under the Michigan Brownfield Redevelopment Act of 1996.

Our bank's depth of relationships with the local business community is illustrated in our involvement with the Muskegon Area Chamber of Commerce. Christopher L. Kelly, our chairman of the board, last year wrapped up his term as Chamber president and I joined the Chamber board as treasurer. Additionally, I serve as treasurer of the Chamber's Investment Authority, chairman of the Chamber's Business Hall of Fame Selection Committee and co-chair of the Chamber Building Capital Campaign.

We are supportive of nonprofit organizations in our community. Our employees contribute generously to the United Way and are active with the annual United Day of Caring. We also have representation on the Mayfest Board at Muskegon Community College.

Last summer, we capitalized on an excellent opportunity to sponsor the U.S. Navy Blue Angels' aerial performance at the Muskegon Air Fair, which is a client of the bank. This sponsorship boosted our bank's visibility with prospects throughout the community as the bank's name and logo were attached to all Air Fair advertising throughout West Michigan.

So it's up, up and away. We are in our new office and we're really ready to fly!

Robert J. McCarthy, President & CEO



Muskegon Commerce Bank | Robert J. McCarthy | President & CEO
281 Seminole Road | Muskegon, MI 49444 | 231-737-4431 | www.muskegoncommerce.com
Founded: December 3, 1997

Board of Directors
Philip J. Andrie
President
Andrie, Inc.

William C. Cooper
President
Great Lakes Jet

Ronald A. Franklin
President
Northshore Construction

Edgar W. Hunt
Retired Bank President
First of America Bank

Christopher L. Kelly
Attorney at Law
Parmenter O’Toole
Daniel J. Kuznar
Owner
Quality Tool & Stamping
Company, Inc.

Donald Martines
President
West Michigan Grinding &
Machine Co. - Ace Tooling

Robert J. McCarthy
President & CEO
Muskegon Commerce Bank

Bruce A. Thomas
President, Eastern Regions
Capitol Bancorp Limited

James Stanford Tyler
President
Tyler Sales Company, Inc.
William Vanderweele Jr.
President
Weber Lumber
Officers
Christopher L. Kelly
Chairman

Daniel J. Kuznar
Vice Chairman

Robert J. McCarthy
President, CEO & Secretary

Jerry L. Bayak
Chief Credit Officer
Terri K. Swarts
Chief Operating Officer

David C. Christopher
Vice President

Brent A. McCarthy
Vice President


© Copyright 2006 Capitol Bancorp Limited