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IN THE HEART OF GEORGIA

Peoples State Bank proudly joined the Capitol Bancorp family of community banks last April when Capitol acquired a majority interest in our established bank, which is located near the geographical center of Georgia in the City of Jeffersonville in Twiggs County. This investment provides a platform for additional growth opportunities for Capitol in our state, while providing our customers with a broader menu of banking products and services.

Our affiliation with Capitol is a natural fit as we have the same goals and a shared vision that include a strict attention to service and building lasting relationships with our customers. One such relationship is with Wetherington Farms, a father-and-son partnership with approximately 1,500 acres under cultivation. Wetherington Farms is among the largest and most technologically innovative farming operations in the country. It has been an agribusiness pioneer for more than 35 years, and we are proud to be servicing the banking needs of this exemplary organization.

The farm produces tobacco, peanuts, wheat, and other grain crops in rotation throughout the year. Moreover, the farm maintains a commercial greenhouse business that grows and supplies seedlings of various varieties to local farmers and producers. Wetherington Farms was founded in 1969 by Bobby Wetherington who recently joined Peoples State Bank's board of directors. In addition to being a farmer, he is also a retired bank president and FDIC examiner. His expertise is proving to be a valuable resource for our board.

Like our sister banks, Peoples State Bank is truly a community bank. We enjoy a friendly, courteous and businesslike relationship with our customers. And we're glad to be a part of the growing Capitol Bancorp family.

Steven D. Watts Jr., President



Peoples State Bank | Steven D. Watts Jr. | President
207 Main St. | Jeffersonville, GA 31044 | 478-945-3262 | www.psbjeffersonville.com
Founded: January 1, 1934

Board of Directors
B. Rabun Faulk
Attorney at Law

Charles R. Greene
Owner
Allentown Chip Company, Inc.

Charles B. Hill
President
Hill Logging, Inc.

A.T. Land Jr.
President & CEO
Four County Bancshares, Inc.

James Lantz Rogers
Retired
Steven D. Watts Jr.
President
Peoples State Bank

Bobby G. Wetherington
Owner
B G Wetherington Farms LLP
Officers
A. T. Land Jr.
Chairman

B. Rabum Faulk
Vice Chairman

Steven D. Watts Jr.
President
Ruth F. Arnold
Chief Operations Officer
& Secretary


Richard V. Everly
Executive Vice President


© Copyright 2006 Capitol Bancorp Limited