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We celebrated our first anniversary in August and exceeded all loan and deposit goals for the year. We added an experienced mortgage loan officer in July and are seeing positive results in our relationship with Amera Mortgage. After our first full year in business, we can truly say that we have brought community banking back to Point Loma.

Among the community events we sponsored in 2005 were: Point Loma Summer Concert Series, Point Loma Cultural Fair, Day at The Docks, Point Loma Little League, The Injured Marine Semper Fi Fund Benefit Comedy Night, The Portuguese Festival and Crab Feast.

Our employees serve in volunteer positions with Point Loma Association, the Peninsula Chamber of Commerce, the Point Loma Rotary Club, Coastal Tritons Pop Warner Football Team, STARZ Lacrosse League, Saint Augustine High School, High Tech High, Peninsula YMCA, Combined Health Agencies and the Parkinson's Disease Association.

In our community partnership with Point Loma High School, we provided on-the-job training for two high school seniors who worked at the bank as interns. Upon completion of the program, one student was hired by the bank as a part-time customer service representative.

We're extremely proud of our staff for having 100 percent participation in the recent United Way campaign in San Diego.

The management and staff of Point Loma Community Bank view 2006 as a year of great opportunity and growth. We are confident that we will exceed all our goals. We will continue to provide a working environment and customer service that is quite simply "the best" in community banking. We are the "community bank" in Point Loma.