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WELCOME TO THE LOST ART OF RELATIONSHIP BANKING

In November 2005, with customer and shareholder support, Summit Bank of Kansas City launched eastern Jackson County's newest, and what we think is the best, community bank! With the best local bankers in the market on our new team, we look forward to re-introducing our community to the lost art of true relationship banking.

Our shareholder base includes approximately 150 local investors, each with a vested interest in the success of their bank. We are also fortunate to be strategically located in the epicenter of a thriving market experiencing significant commercial and residential growth.

"I continue to be excited about the unlimited potential of Summit Bank of Kansas City. The local board of directors and staff are a virtual who's-who in eastern Jackson County. Their well-established relationships in the community are a magnetic force in serving the needs of our customers."

Carson Ross, Bank Director

Each associate certainly understands that the most important thing we can earn from our customers is their ongoing trust as we continue to build solid, mutually beneficial financial relationships. Consequently, we have embraced Relationship Focus as one of three primary local core values.

Involvement in our community is not enough. Our bankers believe our civic responsibility is to provide Community Leadership wherever appropriate. Because of this high-level visibility, our bank enjoys additional credibility envied by other financial professionals in our market.

Collegial Integrity provides the rare and vibrant chemistry that is clearly the result of embracing a shared vision. Summit Bank of Kansas City is perfectly positioned to become a high performing member of the Capitol Bancorp family.

Richard L. Viar, President



Summit Bank of Kansas City | Richard L.Viar | President
1650 N. E. Grand, Suite 100 | Lees Summit, Missouri 64086 | 816-251-9000 |
www.summitbankofkc.com
Founded: November 18, 2005

Board of Directors
Jack A. Accurso
Chairman
American Foodservice Co.

Carl L. Chinnery
Attorney
Chinnery Evans & Nail

William W. Coates
President
Billy Goat Industries Inc.

Roger L. Fender, DDS
President
Fender Family Dentistry

Robert F. Glaser
General Manager
Residences of Kirkwood

Harlan L. Limpus
President
Winterstone Golf Course
Kurt D. Pycior
President
Froehlich Pycior Companies

Stanley E. Ricketts
President, Midwest Region
Capitol Bancorp Limited

Joseph D. Reid
Chairman & CEO
Capitol Bancorp Limited

Carson Ross
Former Representative
State of Missouri

Diane J. Seif
President
DVA Enterprises, Inc.

Steven M. Silverstein, MD
President
Silverstein Eye Centers
Richard L. Viar
President
Summit Bank of Kansas City
Officers
Joseph D. Reid
Chairman

Richard L.Viar
President

Phillip W. McElhaney
Executive Vice President
CCO & Secretary

Vicki L. Henderson
Senior Vice President & COO


© Copyright 2006 Capitol Bancorp Limited