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THE POWER OF PARTNERSHIP

At Valley First Community Bank we guarantee every customer that they will personally know at least three of our highly experienced bankers and one of them will always be available when they are needed.

Coupled with that operating philosophy, we are also always looking for creative ways to give back to our community. That focus led us to develop our Special Program for Not-For-Profit Organizations, which is a unique package of free products and services that is tailored to meet the specific needs of our community's not-for-profit groups.

We also support our community by serving on boards and committees of various organizations and volunteering our time at events. In 2005, our team members invested over 1,000 volunteer hours in various organizations within our community.

"Our relationship with Valley First is amazing. Their special program for not-for-profits has saved us thousands of dollars in service charges. My staff loves to go to the bank because everyone there warmly greets them and genuinely gives them outstanding service. The bank also supports all of our events and activities with both dollars and volunteers. It's the best banking relationship we've ever had!"

Jeffrey Battle, President & CEO, Scottsdale Training and Rehabilitation Services

Being able to assist the many not-for-profit organizations in our community with creative products and personal support is relationship banking at its finest and enhances the quality of life in our community.

The spirit that drives our team to find creative solutions for all of our customers propelled our bank to record growth and earnings in 2005. We look forward to continuing to be a positive force in our community in 2006.

Judith R. Egan, President & CEO



Valley First Community Bank | Judith R. Egan | President & CEO
7501 E. McCormick Parkway, North Court | Scottsdale, AZ 85258 | 480-596-0883 |
www.valleyfirstbank.com
Founded: June 30, 1997

Board of Directors
Sam Kathryn Campana
Vice President & Executive Director
National Audubon Society, Inc.

Marilyn D. Cummings
Realtor
Russ Lyon Realty Company

Michael J. Devine
Attorney at Law

Judith R. Egan
President & CEO
Valley First Community Bank

William R. Fitzpatrick
CPA
Hein & Associates, LLP
Steven M. Goldstein
Attorney at Law
Sacks, Tierney, P.A. Lawyers

Michael L. Kasten
Managing Partner
Kasten Investments, LLC

Stewart Larsen
Broker & Managing Partner
Holmes-Larsen Auction Marketing

Gordon D. Murphy
Retired Executive Vice President
Arizona Bankers Association

Eileen S. Rogers
President
Allegra Print & Imaging
Harry J. Spieker
Owner
The Spieker Group

Patricia B. Ternes
First Vice President
RBC Dain Rauscher Incorporated
Officers
Gordon D. Murphy
Chairman

Michael J. Devine
Vice Chairman

Marilyn D. Cummings
Secretary

Judith R. Egan
President & CEO

Roni M. Grodnick
Executive Vice President & CCO
Nancy E. Selby
Executive Vice President

Cheryl L. DeGroot
Vice President

Gail L. Hitt
Vice President

Daniel R. Klenske
Vice President

Michele J. Yates
Vice President


© Copyright 2006 Capitol Bancorp Limited