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Bank Support
We have consolidated bank support services such as accounting, information technology and risk management in order to pass on to our banks the obvious economies of scale. We have accomplished this goal without stripping the banks of the independent operational control that each board of directors and officer group exercises. Authority and responsibility for the general operation of the bank business remains local, including credit decisions, pricing, staffing and strategic planning. Retention of this authority provides the customer an unparalled level of responsiveness and a strong commitment to community citizenship.

Growth Management
The task of providing effective and responsible oversight of Capitol Bancorp operations and management has increased with our growing number of affiliated banks. Nevertheless, we have not lost sight of the importance of maintaining practices of safety and soundness.

Our operational integrity rests in the hands of three senior officers who are featured on this page. Each individual brings an area of expertise and experience which serves to manage our continued growth. The contributions of John S. Lewis, President of our Western Regions, Cristin Reid English, Chief Operating Officer and Bruce Thomas, President of our Eastern Regions, are an integral part of our success. They are supported by 53 officers of the corporation, each with a mission to maintain our management standards as we grow.

© Copyright 2006 Capitol Bancorp Limited