CAPITOL BANCORP LIMITED

CAMELBACK COMMUNITY BANK

Gail E. Grace, President & CEO

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For Camelback Community Bank, 2007 was a good, yet challenging year. We were fortunate to welcome new staff members who not only generated new customer relationships for the bank but who also benefited from our seasoned employees’ experience and expertise. Old and new alike, everyone was instrumental in Camelback Community Bank being named the #1 bank in its asset category in Ranking Arizona for the fourth consecutive year. We are very proud of this recognition and could not have achieved this without the loyalty of our customers.

Named the #1 bank in its asset category in Ranking Arizona for the fourth consecutive year.

Our focus continues to be on forming partnership relationships with our customers, being trusted advisors and helping them achieve their financial goals. We also recognize the importance of giving back to our community. Through various contributions and our staff’s involvement in a number of local organizations, we are helping meet the needs of our diverse community while also gaining positive publicity and exposure for our bank.

In 2008, Camelback Community Bank will celebrate its 10th year in business. Each year, we have continued to improve performance through the growth of our customer base, providing the very best customer service and offering a wide array of products to meet all of their financial needs. As part of recognizing our 10 years in business, we also underwent some renovations, creating a more pleasant environment for both our customers and staff.

The bank is expanding its reach within the Phoenix market. With the many ways in which we can deliver our products and services, we are not limited to serving only customers in our immediate area. Our customers are located throughout the Valley of the Sun and appreciate the ways we make banking as convenient as they need it — whether it’s through the various online options or the extensive ATM network available to them. We strive to keep pace with current technology so we always have the big bank offerings with the community bank delivery.

Camelback Community Bank is fortunate to have the very best staff with a high level of expertise. With our excellent staff and highly engaged board of directors, we have the team necessary to grow the bank profitably for the next 10 years.

— Gail E. Grace, President & CEO

2777 East Camelback Road, Suite 100 | Phoenix, AZ 85016
602.224.5800 | www.camelbackbank.com
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BOARD OF DIRECTORS

Neil R. Barna
President & CEO
Mesa Bank

Steve Chader
Operating Principal
Keller Williams Integrity First

Michael J. Devine
Attorney at Law

Debra L. Duvall, EdD
Superintendent
Mesa Public Schools

Robert R. Evans Sr.
President
Baron Resources, Inc.

Stewart A. Hogue
Principal
SALK Management, LLC

Philip S. Kellis
Partner
Dobson Ranch Inn

Ruth L. Nesbitt
Community Volunteer

Wayne C. Pomeroy
Owner
Pomeroy’s Men’s Stores

Daniel P. Skinner
Managing Member
LeBaron & Carroll LLC

Joseph A. Tameron
CPA & Partner
Skinner, Tameron &
Company, LLP

James K. Zaharis, EdD
President
The Zaharis Group


OFFICERS

Stewart A. Hogue
Chairman

Michael J. Devine
Vice Chairman

Neil R. Barna
President & CEO

Staci L. Charles
Executive Vice President

Rita E. Leaf
Executive Vice President & CCO

Sandra S. Zazula
Executive Vice President & Secretary

Daniel R. Laux
Senior Vice President

Christine Bond
Vice President

Susan E. Haverstrom
Vice President

James G. LeCheminant
Vice President

Conrad B. Morin
Vice President