CAPITOL BANCORP LIMITED

SOUTHERN aRIZONA cOMMUNITY bANK

John P. Lewis, President & CEO

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Southern Arizona Community Bank received its highest honor yet when it was presented with the Pinnacle Award by the Northern Pima County Chamber of Commerce in 2007. The award is given to the small business that has done the best job in improving the quality of life in Pima County. We believe this recognition reflects our strong commitment to community involvement and personal service.

Southern Arizona Community Bank was presented with the Pinnacle Award by the Northern Pima County Chamber of Commerce

One of our most important ongoing areas of community service is to help the businesses, property owners and public facilities on Mount Lemmon recover from devastating wildfires. The bank has provided construction and permanent financing for a number of homes and the rebuilding of the mountain community’s vital general store, which re-opened for business less than a year after it was destroyed. More recently, the bank earned applause for the dedication of the 2,300-square-foot Mount Lemmon community center. As a property owner and business leader, I am honored to serve as an elected member of the community center’s board of directors.

Last year, Southern Arizona Community Bank supported more than 30 nonprofit groups, helping to provide a brighter future for at-risk children, the disabled and the poor. This support has included

providing internships for people at the Arizona School for the Deaf and Blind, participation in the American Cancer Society’s Relay for Life, and donations to Big Brothers & Big Sisters of Arizona. In the fall, we presented a minority middle school with a check for $110,000 made possible through the Arizona State Income Tax Credit Initiative. This bequest ultimately resulted in the Institute for Better Education, which administers this tax credit program for more than 140 schools, bringing its banking business to our bank.

The team at Southern Arizona Community Bank celebrated the bank’s ninth anniversary in August 2007. We are proud of the many achievements we have made as a bank and as individuals. Our goal is to build on these achievements so that we can look forward to experiencing even greater satisfaction in the years to come.

— John P. Lewis, President & CEO

6400 North Oracle Road | Tucson, AZ 85704
520.219.5000 | www.southernarizonabank.com

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BOARD OF DIRECTORS

William R. Assenmacher
President
TA Caid Industries, Inc.

Jody A. Comstock, MD
Physician & Owner
Skin Spectrum

Amram Dahukey, DPM
Physician & Owner
Premier Foot & Ankle Surgeons

Robert A. Elliott
President & Owner
The Elliott Accounting Group

Michael W. Franks
Principal
Seaver Franks Architects

Michael L. Kasten
Managing Partner
Kasten Investments, LLC

Yoram S. Levy
Partner
Triangle Ventures, LLC

John P. Lewis
President & CEO
Southern Arizona
Community Bank

Jim Livengood
Director of Athletics
University of Arizona

James A. Mather
Attorney at Law & CPA

Morgan E. North
President & Owner
Borderland Construction
Company, Inc.

Susan C. Ong
Broker/Owner
Broadstone, Ltd.

James M. Sakrison
Principal & Attorney at Law
Slutes, Sakrison & Rogers, PC

Jean M. Tkachyk
CFO
University Physicians Healthcare


OFFICERS

Paul A. Zucarelli
Principal
CBIZ Benefits & Insurance Services, Inc.

Paul A. Zucarelli
Chairman

Michael L. Kasten
Vice Chairman

John P. Lewis
President & CEO

Robert A. Elliott
Secretary

Michael J. Trueba
Executive Vice
President & CCO

Terri R. Gomez
Senior Vice President

Minette Goldsmith
Vice President

Mindy C. Webb
Vice President & COO