VALLEY FIRST COMMUNITY BANK

Judith R. Egan, President & CEO

At Valley First Community Bank we achieved two milestones in 2007. We celebrated the bank’s 10th anniversary and relocated the bank to a larger and more visible location that will accommodate our growth for many years to come.

We also rededicated ourselves to delivering exceptional and unexpected service to our customers. That service delivery starts with our customer guarantee:

“We guarantee every customer that they will personally know at least three of our highly experienced bankers and one of them will always be available when they are needed.”

In addition to our guarantee, we execute several “points of light” that impress and delight our customers, setting us apart from our competition.

We guarantee every customer that they will personally know at least three of our highly experienced bankers…

Each morning we post the names of scheduled visitors to our bank on the welcome board in our lobby. Every team member also records a new voice message every day so that all callers know whether that team member is present and when they can expect a return call.

Our loan officers are present at loan closings held at title or escrow companies to assist our customers in understanding the voluminous documents they are asked to sign.

Every new customer receives a personal letter from me thanking them for their business and offering them an opportunity to provide feedback on the service they received from our team members.

All of these “points of light” and many other things we do both surprise and delight our customers because they are unexpected and make our customers feel valued and recognized.

O. Robin Sweet, executive director, Gateway Academy: “This is the best banking experience to date. You define what personal banking is all about.”

Henry Scheinerman, president, Today’s Pool and Patio: “You are at the top in customer service. I model my business the same way — customer service is key.”

We look forward to continuing to “wow” our customers in 2008 and for years to come.

— Judith R. Egan, President & CEO

BOARD OF DIRECTORS Sam Kathryn Campana Vice President & Executive Director National Audubon Society, Inc. Scott B. Cohen Attorney at Law Sacks Tierney PA Judith R. Egan President & CEO Valley First Community Bank William R. Fitzpatrick, CPA Eide Bailly Michael L. Kasten Managing Partner Kasten Investments, LLC Frederick L. Kidder Chief Executive Officer Scottsdale Area Chamber of Commerce Stewart Larsen President & Broker Holmes-Larsen Auction Marketing Gordon D. Murphy Retired Executive Vice President Arizona Bankers Association Eileen S. Rogers President Allegra Print & Imaging Pamela L. Sparks Historical Researcher & Archivist Sparks, Tehan, & Ryley, PC Law Firm OFFICERS Gordon D. Murphy Chairman Michael L. Kasten Vice Chairman Sam Kathryn Campana Secretary Judith R. Egan President & CEO Roni M. Grodnick Executive Vice President & CCO Nancy E. Selby Executive Vice President Cheryl L. DeGroot Vice President Daniel R. Klenske Vice President Michele J. Yates Vice President