CAPITOL BANCORP LIMITED

MACOMB COMMUNITY BANK

James R. Kaye, President & CEO

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Macomb Community Bank, like so many other Michigan businesses, faces the challenge of navigating a road to the future fraught with economic speed bumps affecting progress and growth.

Year 2007 was one of statewide economic strife. Macomb Community Bank, its employees and clients constantly faced financial adversity in one form or another. Together we are working to turn these challenges into opportunities, and these opportunities into a mutually beneficial environment where all roads lead to prosperity for both Macomb Community Bank and our neighbors.

Our success relies on the success and well-being of our community.

Now, more than ever, our customers are depending on us to develop products and services they will need to meet the demands of today’s business world and to prepare for the future.

At Macomb Community Bank we welcome these challenges and realize that our success relies on the success and well-being of our community. By helping our neighbors we will in turn be helping ourselves.

Macomb Community Bank is fortunate to call on the dedication of our employees and their community involvement with local charities as well as their professional experience in banking. We also have an active board of directors dedicated to numerous philanthropic endeavors and community service that keeps our name prominent in the public’s eye.

The future, though unpredictable, holds many possibilities for Macomb Community Bank. Plans are being developed for a stand alone facility that will become the focal point of a new financial center in Macomb County.

We don’t know what lies ahead as we travel this road to the future, but we do know that we now have the proper vehicles to successfully navigate our journey.

You cannot know where you are going if you do not remember where you have been. We remember.

Macomb Community Bank…where all roads lead to banking done the right way…your way.

— James R. Kaye, President & CEO

16000 Hall Road, Suite 102 | Clinton Township, MI 48038
586.228.1600 | www.macombcommunity.com

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BOARD OF DIRECTORS

Christina C. D’Alessandro
Vice President
Villa Custom Homes

Tony J. Gallo
CEO
Gallo Companies

James R. Kaye
President & CEO
Macomb Community Bank

David F. Keown
Certified Building Official
Washington Township

Peter J. Lucido
Attorney & Counselor at Law
Law Offices of Peter J. Lucido

Robert Pelachyk
President & CEO
Heller Machine Tools

Delia Rendon Martin
Co-Owner
Martin Enterprises

Barbara W. Rossmann
President & CEO
Henry Ford - Macomb

John C. Smythe
President, Great Lakes Region
Capitol Bancorp Limited


OFFICERS

John C. Smythe
Chairman

James R. Kaye
President & CEO

Christina C. D’Alessandro
Secretary

Frank J. Buscemi
Vice President

Nicolet B. Cassidy
Vice President

Andrew G. Harper
Vice President

Bradley A. Nicholson
Vice President

Julie B. Pellerito
Vice President & CCO