CAPITOL BANCORP LIMITED

BANK OF EVERETT

Michael R. Deller, President & CEO

-

Bank of Everett completed its first full year of operation in 2007. We experienced many successes and our veteran staff is embracing the opportunities as we grow our business into a high-performing bank.

The Capitol Bancorp model is a very effective one, providing true community banking with sophisticated support and services.

We are building our customer base through our service model of community banking. Our theme at Bank of Everett is “Exceeding Your Expectations.” Our average of 22 years of experience per employee helps us build our client base and truly serve as a financial partner with our customers. The word is spreading.

“Our office manager can’t stop raving about Bank of Everett,” says James Courrier, DDS. “She loves the courier service and not having to leave the office to make deposits. Bank of Everett reflects the service standard that we have established at our dental practice. The knowledge, service, and personal touch that my bankers offer exceed our expectations, every day.”

Product and operational expertise was clearly demonstrated in 2007 as we implemented a convenient and sophisticated cash management suite of products and remote deposit capability for our business customers. The Certificate of Deposit Account Registry Service® (CDARS) which insures deposits of up to $50 million for high net worth customers and nonprofits, attracts deposits, broadens relationships and has proven to be a successful product.

Our staff’s product knowledge was recognized as employees served on task forces and strategic teams for Capitol Bancorp. At the same time, we have found that the CBC model is a very effective one, providing true community banking with sophisticated support and services.

Bank of Everett’s board of directors and staff are very involved with the community. We actively participate with organizations such as the Everett Chamber of Commerce, Providence Everett Health Clinic, Everett Rotary Club, Everett Community College Foundation and the EverTrust Foundation. Additionally, the United Way recognized our bank’s team for its generosity.

“Exceeding Your Expectations” is ringing true in Everett where the community bank of choice is becoming Bank of Everett.

— Michael R. Deller, President & CEO

2722 Colby Avenue, Suite 100 | Everett, WA 98201
425.740.2888 | www.bankofeverett.com

-

BOARD OF DIRECTORS

Robert W. Bauer, CPA
BauerEvans, Inc., P.S.

Thomas R. Collins
Attorney at Law
Anderson Hunter Law Firm

Richard H. Cooper
CEO
The Everett Clinic

Michael R. Deller
President & CEO
Bank of Everett

Thomas S. Giovanelli
President, Northwest Region
Capitol Bancorp Limited

Randy K. Hansen
President
PSG Washington, Inc.

Thomas P. Hoban Jr.
CEO
Coast Real Estate Services

Wallace S. Rodland
Owner
Rodland Toyota, Inc.

Mary B. Sievers
Executive Director
EverTrust Foundation

Brenda D. Stonecipher
City Council Member
City of Everett


OFFICERS

Thomas S. Giovanelli
Chairman

Wallace S. Rodland
Vice Chairman

Shannan L. Ramey
Secretary

Michael R. Deller
President & CEO

Raymond O. Corwin
Senior Vice President

Malcolm R. Harding
Senior Vice President & CCO

Jeffrey R. Mitchell
Senior Vice President & COO

Kenneth V. Pascoe
Senior Vice President

Michele L. Sayed
Vice President