CAPITOL BANCORP LIMITED

COMMUNITY BANK OF ROWAN

Bruce D. Jones, President & CEO

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During the past year, Community Bank of Rowan established itself as one of the premier community banks in Rowan County. Our two locations have experienced significant growth since opening in February 2006. Our goal is to continue to grow profitably and become the bank of choice in Rowan County.

Our community is where we live and work and our officers play a vital role in area organizations.

As we look toward the future, we recognize that our success is dependent upon our customers. We truly believe that delivering outstanding service is critical to our continued success. We have expanded our “Customer Always First” campaign, which includes staff initiatives, as well as a customer service measurement program that provides our valued clients a way to give feedback on the services they receive. We are also continuing our employee rewards program, which recognizes outstanding customer service.

Other initiatives include an increased focus on our mortgage services. We are actively working with local real estate agents on a variety of marketing programs designed to enhance our relationship and improve the home-buying process for our customers.

We are also focusing our marketing efforts, going from start-up awareness to product marketing. New initiatives in the coming year include emphasis on commercial deposit accounts, mortgage loans and a new generation of profit-generating checking accounts.

Our community is where we live and work and our officers continue to play a vital role in area organizations. We are actively involved in various local organizations, including the Economic Development Commission, Rowan Regional Medical Center, Habitat for Humanity, Alliance for Tomorrow, Rowan Jobs Initiative and the Rowan County Chamber of Commerce. We also support numerous area groups and schools, including local Civitan Clubs, Rotary Club, several school-based initiatives and other community-based nonprofit organizations.

One exciting community initiative this year was the campaign to construct a brick-and-iron fence for Livingstone College’s Salisbury campus. We led the campaign in raising funds and gaining community support for this project.

We look forward to continued growth and becoming the high-performance bank of choice in Rowan County.

— Bruce D. Jones, President & CEO

322 East Innes Street | Salisbury, NC 28144
704.639.0730 | www.communitybankofrowan.com

313 East Centerview Street | China Grove, NC 28023
704.857.3300 | China Grove Office

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BOARD OF DIRECTORS

Gregory M. Alcorn
Owner & CEO
Global Contact Services

John T. Bost
Developer
Jim L. Bost Construction Co., Inc.
Bost Development Co., Inc.
B & R Realty

James L. Comadoll, MD
Orthopedic Surgeon/President
RoMedical Care PA

John W. Ellis II
Area Manager
Baxter Bio Surgery

William M. Graham
Attorney at Law
Wallace and Graham, PA

Dianne Y. Greene
Broker & Owner
Century 21 Towne & Country

Bruce D. Jones
President
Southeast Region
Capitol Bancorp Limited

Bobby Clay Lindsay Jr.
President
Summit Developers, Inc.

Patrick T. Reid
Attorney at Law
Reid & Reid

Eric C. Troyer, MD
Physician
Troyer Family Practice


OFFICERS

Bruce D. Jones
Chairman, President & CEO

John W. Ellis II
Secretary

Seamus M. Donaldson
Senior Vice President & CCO

Robert C. Sieg
Senior Vice President

Judy K. Haire
Vice President

Nancy C. Hildreth
Vice President

Crystal L. Hodges
Vice President

Brad R. Martin
Vice President

Jeff S. Wetmore
Vice President

Heidi W. Whitesell
Vice President