How is Mountain View Bank of Commerce adapting to current market conditions?
Current market conditions have presented a unique set of challenges and opportunities
for our bank, our market area and our country as a whole. At Mountain View Bank
of Commerce, we have focused on growing our deposit base while selectively adding
new loan clients. We have also redoubled our efforts with our existing clients in
order to assure that they will be part of our bank for many years to come.
At Mountain View Bank of Commerce, we maintain conservative loan underwriting practices.
We are experiencing loan growth opportunities due to the tightening of loan underwriting
at some of our competitors rather than from any changes we have made at the bank.
We continue to believe that focusing on good credit quality and providing the best
client care is our key to success. This is true in good times and even more so in
challenging times.
— J. Andy Ellison, President & CEO