Directors and Officers

ENTERPRISE RISK MANAGEMENT GROUP

	Joseph D. Reid Chairman
Michael L. Kasten Vice Chairman	Lyle W. Miller Vice Chairman	Gregory R. Bixby Chief Information Officer
Brian K. English General Counsel	David D. Fortune Chief Credit Officer	Lee W. Hendrickson Chief Financial Officer
Robert R. Hogan President & CEO, Capitol Wealth	Michael M. Moran Chief of Capital Markets	Cristin K. Reid Corporate President
Joseph D. Reid III Chief of Bank Development	Todd C. Surline Chief Administrative Officer	Bruce A. Thomas President of Bank Operations
Stephen D. Todd Chief of Bank Performance

Joseph D. Reid - Chairman Chairman & CEO Capitol Bancorp Limited	Michael L. Kasten - Vice Chairman Managing Partner Kasten Investments, LLC	Lyle W. Miller - Vice Chairman President L.W. Miller Holding Company
David O'Leary - Secretary Chairman O'Leary Paint Company	Paul R. Ballard Retired President & CEO Portage Commerce Bank	David L. Becker Retired Founder Becker Insurance Agency, P.C.
Michael J. Devine Attorney at Law	James C. Epolito President Delta Dental of Michigan	Gary A. Falkenberg Gary A. Falkenberg, D.O., P.C.
Joel I. Ferguson Chairman Ferguson Development	Kathleen A. Gaskin Associate Broker/State Appraiser Tomie Raines, Inc. Realtors	H. Nicholas Genova Chairman & CEO Washtenaw News Co. Inc. H.N. Genova Development
Richard A. Henderson President Henderson & Associates, P.C.	Lewis D. Johns President Mid-Michigan Investment Co.	Steven L. Maas President Maas Asset Management, Inc.
Myrl D. Nofziger President Hoogenboom Nofziger	Cristin K. Reid Corporate President	Ronald K. Sable President Concord Solutions Ltd.