capitolbancorp.com > Company Information

Company Information

Capitol Bancorp Limited is a uniquely structured affiliation of community banks. Each bank is focused on meeting the banking needs of entrepreneurs, professionals and other individuals seeking individually-tailored service. Each bank is managed by a local president and management team under the direction of its board of directors. The bank's board is generally comprised of business leaders from that bank's community or communities.

Although viewed by regulators as a bank holding company, Capitol Bancorp Limited views itself as more of a partner. The concept of partnership differs from 'bank holding' because it is more active, proactive and dynamic.

Capitol Bancorp Limited views its role in bank partnerships as:

Mentoring banks through their crucial periods
Offering quality, technology-driven financial solutions
Providing the same efficiencies as large institutions
Recruiting management from the local community for the banks
Facilitating the regulatory process for the banks
Managing Capitol Bancorp Limited's investments in its banks

Capitol Bancorp Limited’s operating strategy is to provide transactional, processing and administrative support and mentoring to aid in the effective growth and development of its banks. It provides access to support services and management with significant experience in community banking. These administrative and operational support services do not require a direct interface with the bank customer and therefore are consolidated and performed more efficiently without affecting the bank customer relationship.

Capitol Bancorp Limited's common stock is being quoted through the facilities of OTC Markets Group under the symbol “CBCR.” It is currently being categorized under the OTCQB tier, which identifies issuers that are registered and reporting with the Securities and Exchange Commission.

In addition to Capitol Bancorp Limited's common stock, trust-preferred securities of Capitol Trust I and XII (subsidiaries of the company) are also traded on the OTCQB tier under the symbols CBCR.P and CBCR.O.