Departments
Accounting and Finance: These departments handle a wide variety
of the accounting and finance functions for Capitol Bancorp Limited's
banks. Accounting and Finance are responsible for safeguarding the company’s assets and ensuring compliance
with generally accepted accounting principles and ethical standards.
Customer Service/Teller Area: One of the main principles of
Capitol Bancorp Limited's
community banking philosophy is relationships. We want our customers
to know that their financial needs are in good hands. Our customer service area
strives for excellence so that each financial transaction is handled in a timely
and accurate fashion. Customer service representatives and tellers take pride in
guiding their customers to the appropriate products and financial resources.
Human Resources: This department is responsible for hiring individuals
who exhibit the requisite talent, knowledge and skills needed for the variety of
opportunities available at Capitol Bancorp Limited.
Human Resource Service’s goal is to ensure competitive salaries and benefits, along with specified training, are
available in order to deliver results-oriented opportunities for our employees.
Information Services/Help Desk/Operations: These departments are
challenged daily as they handle many aspects of the computer operations and technical
support throughout the company. They research and install leading-edge technology
that keeps Capitol Bancorp Limited's banks competitive in the financial industry
while maintaining the small bank/big service philosophy.
Legal: The legal department houses our corporate attorneys and
talented legal support staff. The legal department is dedicated to excellence and
handles multiple situations ranging from regulatory and corporate issues to litigation.
Lending and Credit: The lending and credit departments exemplify
the community banking atmosphere at each location as the lenders meet the credit
needs of the community. They do this by providing customers with quick responses
to all of their loan requests and other financial needs, while minimizing risk to
the bank.
Risk Management: The risk management department is responsible
for assessing risks that confront the company and each affiliated bank. Risk analysts
conduct regular audits, credit risk reviews and compliance testing, which is communicated
to senior management and directors. Risk analysts are exposed to all facets of the
company's activities, as well as its affiliates.