Message From the Chairman
Thank you for your interest in
Capitol Bancorp Limited.
The uniqueness of our company radiates through our network of community banks.
Each of our community banks is guided by a board of directors and a bank president
drawn from the bank’s local community. This formula allows each bank to develop
its own individual culture and operational independence. Each community bank is
relatively small which permits timely and individual service to our customers. Nevertheless,
each bank is big in that it can draw on the strength of our community bank partnerships
in order to provide larger lending capability and specialized service for a particular
customer need.
Unlike large financial institutions, which are in the business of developing products
that are then marketed to their customer base, our banks are in the business of
satisfying the needs of our customers by utilizing custom-tailored solutions. Our
business is professional service, not sales through mass marketing.
"Smaller banks, bigger service"
Sincerely,
Joseph D. Reid
Chairman and CEO