Capitol Bancorp Center
200 Washington Sq. North
Lansing, MI 48933

2777 East Camelback Road
Suite 375
Phoenix, AZ 85016

Analyst Contact:
Michael M. Moran
Chief of Capital Markets
877-884-5662

Media Contact:
Joal Redmond
Corporate Communications
602-977-3797

LANSING, Mich., and PHOENIX, Ariz: Nov. 01, 2005: Capitol Bancorp Limited (NYSE:CBC) will be a featured presenter at the Mid-Atlantic Super Community Bank Conference in Philadelphia on Monday, November 7.

Michael M. Moran, Capitol Bancorp's chief of capital markets, will provide an overview of the company's unique operating model, financial performance and strategic growth initiatives to institutional investors and analysts from leading brokerage firms.

The presentation will be webcast live on Monday, November 7, 2005, at 3:05 p.m. ET. Webcast details are available at http://www.super-communitybanking.com/midatlantic.htm. A replay of the webcast will be available for 30 days.

Capitol Bancorp, a $3.4 billion community bank development company, recently reported record third quarter earnings of $9.6 million, which represents a 29 percent increase over the third quarter 2004 performance of $7.4 million. With record earnings per share of $0.61 in the recent quarter advancing 22 percent versus last year, the Corporation also announced the increase of its quarterly dividend to $0.19 per common share. For the first time in the company's history, total assets at September 30, 2005, exceeded $3.4 billion.

About Capitol Bancorp Limited
Capitol Bancorp Limited is a $3.4 billion community bank development company, with 38 individual bank charters and operations in eleven states. Capitol Bancorp Limited identifies opportunities for the development of new community banks, raises capital, mentors a community bank through its formative stages and manages its investments in its community banks. Each community bank has full local decision-making authority and is managed by an on-site president under the direction of a local board of directors composed of business leaders from the bank's community. Capitol Bancorp Limited was founded in 1988 and has executive offices in Lansing, Mich. and Phoenix, Ariz.